PLACEHOLDER-DO-NOT-PUBLISH. This page is a drafting brief, not a contract, and nothing on it is in force. It cannot be finished until the legal entity exists — terms have to name the contracting party, and RECAPITAL has none yet. The text below lists what the document has to cover so the reviewed version can be dropped straight in.
Who you are contracting with
To be completed once the company is formed.
Subscriptions and billing
To be drafted. Has to cover the three tiers, what is billed, when, and in what currency, and that prices are shown on the pricing page.
The free trial
To be drafted, and to be precise: the trial converts to a paid subscription automatically. The exact charge and the exact date it falls have to be stated here, and disclosed again at the point of sign-up. This is regulated consumer territory in the EU.
Cancellation and refunds
To be drafted.
Acceptable use
To be drafted.
Intellectual property
To be drafted.
Limitation of liability
To be drafted. Needs a qualified review; it is the clause most likely to be tested.
Your data is yours
To be drafted. The trading data a user journals belongs to the user, and the document should say so plainly and describe how it can be exported.
Termination and lock-out
To be drafted, including what happens to journaled data afterwards, in step with the retention section of the privacy policy.
Changes to these terms
To be drafted. Should describe the versioning and re-acceptance the application already implements: a material change re-prompts existing users rather than being applied silently.
Governing law
To be completed with the entity.